Custodian Wallet
Custodian Wallet
The Custodian Wallet is a platform-managed wallet for investors and issuers. It lets users hold and move assets on the platform without running their own wallet software.
Status: Live where enabled per deployment; withdrawals enabled per deployment
Overview
Each user can have a platform-managed wallet, opened from Settings → Custodian Wallet. Keys are encrypted (AES-256-GCM) and managed by the platform. Custody of USDT and USDC for clients is performed by Libertum, S.A. de C.V. under its Digital Asset Service Provider registration PSAD-0094 with the CNAD in El Salvador. That registration covers custody of USDT and USDC, and custody of RLUSD has been approved by El Salvador’s CNAD under Libertum’s DASP registration (PSAD-0094). It has effect in El Salvador only and does not cover custody of security tokens or other assets. See Licences.
Who it’s for
Investors who prefer not to manage a self-custody wallet, and issuers who need a platform wallet for operations such as payouts.
Key capabilities
- Multi-network software support: EVM networks (Ethereum, Base, Polygon, Arbitrum, Avalanche, BNB Chain), Cardano and XRPL. The networks actually enabled vary per deployment.
- Deposit card showing exactly which assets are safe to send on each network, with a warning on testnets.
- Withdrawals only to saved addresses that are at least 24 hours old. Adding an address sends an email with a revoke link.
- Step-up verification on every withdrawal: an email OTP (6 digits, valid for 10 minutes), or an authenticator app code (TOTP), or one of 8 backup codes.
- Limits and controls: a per-transaction limit, a daily USD limit, Libertum approval for amounts above a threshold, sanctions screening, and a platform-wide pause on all signing.
- Network-fee estimate before each transaction.
- Pay for orders from your custodian balance (custodian checkout) — no external wallet needed; network fees are sponsored for the investor and billed to the offering’s issuer.
Status and availability
Status: Live where enabled per deployment; withdrawals enabled per deployment
The Custodian Wallet and its withdrawals are enabled per deployment, and the networks shown depend on the deployment. Paying for an order directly from the custodian balance (custodian checkout) is live: network fees are sponsored for the investor and billed to the offering’s issuer. Orders can also be paid by card, bank wire, USDC/USDT through Escrow on EVM, or RLUSD/USDC on the XRP Ledger. Investors are never charged gas for XRPL transactions.
RLUSD can be held in investors’ and issuers’ XRPL custodian wallets and used for payments and payouts; custody of RLUSD has been approved by El Salvador’s CNAD under Libertum’s DASP registration (PSAD-0094).
Pricing
There is no separate subscription for the Custodian Wallet. Network fees for custodian checkout are sponsored for the investor and billed to the offering’s issuer. Network fees (gas) for other custodian transactions, such as withdrawals, are charged to you only when Libertum has investor gas billing switched on — then they are paid from a prepaid gas balance or by card through Stripe, with a minimum charge of USD 5 (3-D Secure supported); while it is off, they are sponsored. See the plans page for platform plans and fees.