Libertum is proud to announce a strategic partnership exploration with Fatra LLC—a fintech venture focused on regulated SME financing and tokenized investment infrastructure across the GCC.
Together, we aim to build a future-proof platform where Small and Medium Enterprises (SMEs) can access capital efficiently, transparently, and securely through blockchain-based solutions.
Why This Matters
In the GCC region, SMEs form the backbone of the economy. Yet, many face a significant hurdle in accessing timely and affordable financing. Regulatory compliance, lack of collateral, and fragmented financial tools have made capital raising a slow, expensive process.
Fatra is changing that—starting in the UAE.
Fatra’s Vision
Fatra is developing a regulated SME financing platform that enables compliant, collateral-backed lending for small businesses. Their model uses:
- Smart underwriting
- Real-world asset collateralization
- Digital securities
This makes SME lending investable for both institutions and retail investors.
How Libertum Fits In
Libertum provides the full digital asset infrastructure stack for Fatra’s tokenized lending platform, including:
- White-labeled tokenization engine for debt instruments
- ERC3643-compliant smart contracts and APIs
- On-chain dashboards for issuers and investors
- KYC/AML/KYB and permissioning tools
- Fiat and crypto on/off-ramps (via Circle, Fireblocks, Transak)
- Secondary marketplace tools for liquidity
The synergy between Fatra’s regulatory-first lending framework and Libertum’s compliant tokenization suite makes this partnership a powerful enabler for financial inclusion and capital growth.
What We’re Building Together
- Tokenized SME loans backed by physical and insured collateral
- Access for global investors via permissioned on-chain securities
- A secure, scalable infrastructure aligned with GCC regulations
- A Middle East-first platform built for SMEs and smart investors
This initiative is being rolled out under a formal Memorandum of Understanding (MoU) signed on July 17, 2025, outlining the mutual intent to collaborate and bring this vision to life.
What This Means for the Region
This collaboration creates an opportunity to:
- Lower capital costs for SMEs
- Attract compliant DeFi capital
- Modernize lending through smart contracts
- Unlock new investor classes for SME debt
Next Steps
The parties will begin technical integration, regulatory mapping, and joint pilot preparation—with Fatra targeting a soft launch in the UAE.
By pairing Fatra’s deep market insight with Libertum’s infrastructure, we aim to build a decentralized financial system that works for the real economy—securely, compliantly, and transparently.
➡️ To learn more about Libertum’s tokenization and investment infrastructure, visit: www.libertum.io